Child Education Planning – How You Can Help Your Kids Grow Up Smarter and More Successful

child education planning

Child Education Planning is an initiative by which the parents plan the educational expenses for their child’s education from childhood to end and begin saving for it ahead of time so that no extra financial burden comes upon them in the end. But this education planning also includes assessment of needs of your child throughout the childhood period up to the college stage.

The Planning process starts at birth. Your child is assigned an experienced teacher who teaches him basic skills like interaction with fellow babies and communicating with the outside world, feeding and bathing, simple games and prepares him to learn basic skills of writing and number recognition and other academic oriented classes.

Make sure that the teachers and other staff members are qualified and competent enough. Enroll each child separately so that there will be an even flow of teaching each child. Also, you may want to start early by doing check ups on your child once in a while especially when there are medical concerns. At least once in every month, take your child to the pediatrician and have your child tested for any vaccinations. These visits are necessary to prevent serious diseases and illnesses that may be harmful to your child.


Once you have enrolled your child in nursery schools, you should begin building his career goals. He should know what profession he wants to embark on when he grows up. This is important for your child education planning. If you want to get him into a technical or liberal arts career, then make sure that your child education planning includes this in his plans. For career planning, you can calculate the amount of investment that will be necessary for his training. You can use the calculators at the local library in your area, or purchase a college degree calculator online.

Calculators can also be used in your child education planning if you want to get him started in higher education. All you have to do is plug in his future career goals and the rates to invest in that career using the appropriate investment calculator. The result will give you the amount of funds that will be needed for your child’s higher education. This is also helpful if your child plans to get a high-paying job after graduating from college.


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Another type of investment calculator that you can use in your child education planning is one that will help you calculate the effects of inflation on the amount of money that you will have to pay for tuition. The inflation rate is widely used by most financial institutions to compute short term and long term tuition costs. Enter the amount of your expected yearly income for three years. After the three years, the total expected earnings will be equal to the current cost of attendance. The cost of attendance calculation will help you see how much of your future earnings are already locked in. With this, you can decide on the appropriate amount of tuition for your child.

If you want to make your child education planning more meaningful, consider getting him or her a personalised planner. These planners are actually electronic programs that you can use on your computer. They contain worksheets and interactive guides that you can download for free. Aside from giving you valuable information about your child’s future, these programs can also help you design an ideal child education plan that is suited to your child’s needs and interests.

Some programs even allow you to compare different plans so you can choose the one that will work best for your child. You can print the worksheets and educational guides online and your child will be able to study from home anytime.


If you want to make your child education planning easier, you should also include a child savings plan. Savings are considered to be an acceptable way to help finance your child’s future especially if you are working. It is also a good investment because it helps your child have a secure source of income in case something happens to you or your job. You can contribute up to $1500 per child per annum through a child savings plan. You can also include your child’s future savings when you apply for a child insurance policy or when you apply for an investment loan.

One important thing to remember when planning for your child’s future is to educate yourself about your child’s educational needs. Aside from the books you buy for him or her, you should also look into the different learning tools, school supplies, and activities that your child uses. You should also look into the different grants and loans that are available for your child.

Final Verdict

Once you have a basic knowledge of your child’s educational needs, you can easily get your child an education that he or she really needs and deserves. Remember that education is not just about books, it’s also about learning tools, socialization skills, and extracurricular activities. If you are trying to save up for your child’s future, you should include all of these things in your child education plan.

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